At this budget the best phone is defintely Xiaomi POCO phone. It comes with a Snapdragon 845 processor which is normally found in some of the high end flagship phones from other companies such as Samsung. Galaxy S9 which was launched NA region comes loaded with this processor only. So now you can see that it is definitely value for money smartphone.
POCO is a good choice but there are many other options also. POCO is not that much attractive. That is the main concern from the actual owner of the phone. The chin at the bottom of the POCO phone is one of the point which always go against it. Some people like aesthetics more than the feature set. For those kind of people i will suggest to go for Samsung M30. With its infinity display and water drop notch it is definitely a much better option as compared to POCO if measured on the scale of aesthetics.
Currently One Plus 6T is available at an attractive price of Rs. 32,999 for 128 GB model and Rs. 36,999 for 256 GB model. These phones will not be in sale once theyy launch One Plus 7 and One Plus 7 Pro. One Plus 7 and Pro comes with a motorised front camera which makes it susceptible to damage overtime. Hence most people are preferring to go with One Plus 6T instead of One Plus 7/Pro